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Wealth and Estate Planning

If you share much of your adult life with your parents, consider yourself fortunate. As they age, however, you will need to become increasingly aware of added responsibilities you may have to assume. By planning ahead, you can help make everyone’s life easier.

In dealing with various matters relating to your parents — particularly financial matters — the key is open and frequent communication. read more »


Venture Financial Group, Inc., parent company of Venture Bank announced for the six months ended June 30 net income of $6.4 million, an increase of $1.5 million or 30.6 percent compared to the $4.9 million for the six months ended June 30, 2006. For the three months ended June 30, net income increased $600 thousand or 23.1 percent to $3.2 million compared to $2.6 million for the three months ended June 30, 2006.

At June 30, total assets were $1.1 billion which was an increase of 19.9 percent or $182.7 million compared to $917.3 million in total assets at June 30, 2006. read more »


Depee “Investors hate uncertainty. There is a lot of uncertainty presently … It has caused a lot of investors to be very nervous and weary,” said Connie Rose, financial adviser with Edward Jones in Gig Harbor.

Rose said it’s more important to look at valuation than day to day ups and downs in order to determine if a certain stock is a smart buy. “No matter what the market is doing, there are good opportunities,” she said. read more »


It’s no secret the stock market can be intimidating for the first-time investor — just like a getting a new job or being a new parent. The uncertainty and the lack of knowledge may keep many people away, but financial advisers say the biggest risk about investing is waiting to invest: The sooner you get started, the better off you are in the long run.

Basic advice from financial experts: Recognize that investing is not about instant gratification. “The general public is too short-term oriented. read more »


Baby Boomers who once made up the “me generation” are morphing into the “we generation,” as their focus shifts from themselves to others. Nowhere is this more evident than in their dealing with family issues. Many are helping elderly parents and grown children with their financial needs. Unfortunately, this additional monetary commitment is forcing many middle-aged working Americans to postpone or save less for their own retirement. read more »


The state Department of Financial Institutions announced that it will adopt a set of standards designed to help protect state consumers. In addition to the Statement on Subprime Mortgage Lending, state regulators plan to issue Examination Guidance for regulators to use in evaluating state-licensed mortgage lenders’ compliance with the new requirements on lending to subprime borrowers.

A subprime lender charges a finance rate that is higher than the “prime” rate offered by conventional lenders. read more »


Jim Smalley, a financial planner and vice president with Solomon Smith Barney, says the best thing about his job is working with people. He started his career in the financial industry in the days when he was called a stock broker. Many things have evolved or changed — including the name of the original company that recruited him in the late 1980s — but his job has stayed focused on serving people.

“My customers are my friends,” he says. read more »


“How to really start your own business” may be the title of a book on file at the Service Corps of Retired Executives, but some business owners are asking questions that might be better answered in a book entitles, “How to really exit your own business.”

Gary Nelson, one of 12 counselors who volunteer at the nonprofit organization SCORE has some suggestions for those wanting to step away from their business. read more »


The chances are pretty good that, at one time or another, you’ve thought about the “ideal” retirement. But have you really considered what it takes to get there?

Unfortunately, many people do not have realistic expectations about how to fund the retirement lifestyle they envision, nor are they at all clear about how much income they can count on during their retirement years. read more »

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